SCOTTISH WIDOWS - 0% on balance transfers for 6 months, adjust your interest rate and Cashback and cashback on every card purchase.

GM CARD - The GM Platinum Card is a joint venture between Vauxhall Motors Limited and HFC Bank plc. As well as great introductory rates, the card has an attractive reward scheme, which gives you money off a new Vauxhall. 0% per annum fixed for 5 months, and 3% of the value of your purchases as Rebate Points. (1 Rebate Point equates to £1 off a price of a new Vauxhall). There's no annual fee and online account access.

AMERICAN EXPRESS - Apply for an American Express Blue credit card and get 1% MoneyBack, a permanently low balance transfer rate, no annual fee and an online Fraud Guarantee.

MORE THAN - A new innovative credit card from Royal & Sun Alliance, choose your own APR, cashback, servicing options and annual fee to suit your needs.